£30 million a year saved by removing uninsured cars

Research by The Motor Insurers Bureau (MIB) has revealed that the introduction of automatic number plate recognition (ANPR) has resulted in 10% fewer accidents since 2006.

ANPR works by automatically reading the number plate of any car that passes by. It then searches a number of databases including the insurance bureaus database and alerts the police to any suspect cars.

The technology was original developed as a counter terrorism measure in London during the IRAs bombing campaign. Since then it has been widely adopted by the UK’s police forces.

A recent blitz has resulted in some 200,000 uninsured cars being taken off the road in two years.

The MIB said as a direct result of this there has been 10% fewer accidents since 2006-saving the Insurance industry £30 million a year.

Crazy people

A recent report revealed some worrying information, around 3.8million drivers put other road users at risk by not being able to see properly mainly because they think specs make them look ugly.

Unsurprisingly the worst offenders are women, some 14 million female motorists need glasses to meet the legal requirement of reading a car number plate at 70ft.

But one in four regularly drives without them — and one in five has had a crash or close shave within the past year as a result.

Incredibly one in 16 believes they are safe to get behind the wheel despite their poor vision.



The same report also named the most bizarre insurance claims recieved in a single year, so funny in fact that we just had to mention them.

A motorist called his insurance company after a camel kicked his car.

While another said his windscreen was melted by a crashing Harrier jet.

In another case, a car windscreen was shattered by a nut thrown by a squirrel.

One car was dented when a naked pedestrian ran across it for a joke.

And another claim came after a woman put shampoo in her tank thinking it was petrol.

Keep an eye on the kids

Children cause more than 850,000 accidents in the home every year and the resulting damage costs nearly £230 million.

According to new research young children are the number one cause of damage in their households, and are responsible for 42 per cent of all accidents.

It may be surprising to learn that teenagers are not the biggest culprits as far as causing accidents are concerned, they account for just one in five accidents around the home or 250,000 accidents a year, resulting in £68 million worth of damage.

With the summer holidays in full swing and the usual English summertime weather, school-age children will be in and around the home for most of the day. So parents are being warned to keep an eye on their clumsy kids.

And even those without kids can’t escape the damage they cause, because of the 850,000 accidents last year, 250,000 of them happened in someone else's home while visiting.

Funny insurance commercial

The car accident scam

A new insurance crime wave is sweeping Britain and is costing innocent motorists thousands. The scam which has been used in the states for a number of years varies in its level of sophistication but usually takes the following form fraudsters will fill a car with as many passengers as possible they then drive in front of an innocent motorist wait for them to be distracted by something like adjusting the radio and brake suddenly causing the innocent motorist to hit the rear of the fraudsters car.

In the eyes of the insurers the innocent victim will be at fault and the fraudsters will often use bogus witnesses who where not even at the scene of the accident and fictitious passengers. Then follows bogus injury claims for all the passengers in the car along with bogus claims for car hire and hugely exaggerated repair bills. In some cases a simple accident can cost an insurer £30,000.

The fraudsters use old cars and tend to target cars that are a few years old with lone drivers. They will often use a round about as the scene of the accident. If you are caught in this situation beware of any witnesses who appear from nowhere blaming you and passengers claiming whip lash after minor accidents.

Fraudsters beware

The insurance industry had a stark warning for anyone tempted to make a false insurance claim. Recently released figures from the ABI (Association of British Insurers) show that last year insurers uncovered 24,000 fraudulent motor insurance claims up 70% over the past three years. In total £260 million, or £5 million every week of false claims where detected.

Nick Starling, the ABI’s Director of General Insurance and Health, said:

“Insurance fraud is no victimless crime. Honest motorists pay through higher insurance premiums – an extra £40 a year on average. This is why insurers are ramping up their crackdown to weed out the cheats. Anyone committing insurance fraud is more likely to get caught, risks a criminal record, and will find future insurance and credit harder to obtain and more expensive.”

The number of fraudulet claims is expected to rise sharpely as consumers start to feel the pinch of the credit crunch and strugle to meet hire purchase and loan repayments.

Cheats who have been caught out include:

• A policyholder, claiming for damage to her Land Rover when it hit the front of her house, said it was caused when her foot slipped off the brake. However, the damage was caused deliberately, following an argument with her partner.
• A car owner claimed his car had been stolen. It was proved that he had pushed it over a cliff, and planned to use the insurance payout to meet his Hire Purchase payments.
• The owner of a Rolls Royce claimed £10,000 for the alleged theft of the front grill, hubcaps, steering wheel, seats and bonnet mascot. However, he had removed the items himself; they were later found in his home by the police. He received a criminal conviction.