Friday, 9 November 2007

Proximate cause

Those of us who have been in the insurance game know all about proximate cause. it's an old insurance definition - offically it's "The active efficient cause that sets in motion a train of events which brings about a result without the intervention of any new force starting and working actively from a new and independent source".

In other words it can be a simple accident or incident that then goes on to initiate a whole series of what would have been unrelated events.

I was reminded of proximate cause when I heard the following story from Tennessee this week.

"Things went from bad to worse and just kept going downhill from there for one Memphis, Tennessee man last week. Police arrested the unidentified man after a series of events that you generally only see in a good action movie. Here's what happened:

After the man crashed his car into a pole, he went to a nearby house and knocked on the door. When no one answered, he kicked in a window and was promptly shot by the homeowner. The man, who was bleeding, then left, but not before he removed his pants and some other articles of clothing. He showed up at a McDonald's and threw a rock through the front window. By that point, witnesses at the restaurant say the man had taken off all of his clothes, except for a shirt and his underpants. Eventually, he was taken to the hospital. Authorities plan to press charges after he checks out."

The world's gone mad!!

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